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Business insurance search and resources
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4BusinessInsurance is a focused search engine and resource center for business insurance. We combine multiple indexes, curated sources, and AI tools to surface policies, carrier pages, articles, tools, and vendors relevant to business insurance buyers and professionals. Use the search bar to find comparisons, glossaries, regulatory pages, and product listings geared to commercial needs. Part of the 4SEARCH network of topic specific search engines.
Tide to Launch Connected Insurance for SMBs
5+ day, 19+ hour ago (341+ words) Tide is already the leading business management platform in the UK serving over 14% of all UK SMBs.The upcoming launch of Tide Insurance marks another major step in Tide's mission to simplify business management by connecting essential services - from banking and invoicing to payroll and now insurance - all in one place. Many small businesses remain underinsured, leaving them exposed to financial loss if the unexpected happens. Tide's new embedded insurance offering helps address this problem. Using information Tide already holds about its members' businesses (such as turnover, industry, and number of employees), the app can pre-populate details, allowing simple journeys that remove the need for repetitive forms and speed up the process of securing cover. Admiral Business was selected as first partner for Tide Insurance, reflecting its strong expertise and pedigree in the UK insurance market. Three business critical covers…...
Terry Savage: Lower health care premiums with small biz insurance
1+ week, 2+ day ago (743+ words) Suddenly millions of working Americans can no longer afford "Obamacare" health insurance, as premium subsidies have been removed. But there is one other potential health insurance opportunity that could offer significantly lower premiums " if you act quickly. It's called the Small Business Special Enrollment period which runs from November 15 through December 15. This is a little-understood opportunity for businesses with as few as two employees " and a minimum of only one plan participant " to purchase a top-rated group plan with NO employer contribution required. And the employees can pay the premiums on a pre-tax (salary deduction) basis. And according to Alan Wishner of Vesta Benefits Group (www.VestaBenefitsGroup.com), millions of small businesses could easily set up these policies " even if the owner is older and on Medicare. As long as there are two employees, only one has to sign on…...
Applied Systems Named Best Insurtech at 2025 Insurance Business Canada Awards
1+ week, 3+ day ago (283+ words) Recognition highlights Applied Systems" innovation and leadership in transforming Canada"s insurance technology landscapeToronto, ON, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Applied Systems" today announced that the company received the award for Best Insurtech Firm at the tenth annual Insurance Business Canda Awards. The awards recognize outstanding brokers, brokerages, insurers, underwriters, MGAs, and risk managers for their achievements, leadership, and innovation over the past 12 months. The Insu Oops, something went wrong Applied Systems Named Best Insurtech at 2025 Insurance Business Canada Awards Recognition highlights Applied Systems" innovation and leadership in transforming Canada"s insurance technology landscape Toronto, ON, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Applied Systems" today announced that the company received the award for Best Insurtech Firm at the tenth annual Insurance Business Canda Awards. The awards recognize outstanding brokers, brokerages, insurers, underwriters, MGAs, and risk managers for their achievements, leadership, and innovation over the past…...
Six simple ratios to check before buying any insurance policy
1+ week, 3+ day ago (128+ words) Claim repudiation and pending ratios What ratios should I focus on for health insurance? For a health policy, give most weight to the claim settlement ratio, incurred claim ratio and solvency ratio, and see how they have moved over a few years. Is a very high incurred claim ratio always bad? Not automatically. A spike for one year can be due to events like a pandemic. But if the ratio stays very high over several years, it can signal pressure on the insurer's finances. Do these ratios apply to online-only insurers as well? Yes. Every insurer regulated by IRDAI, whether digital-first or traditional, has to publish these ratios regularly. You can usually find them on the company's website or in IRDAI's public disclosures....
Small business insurance option Carolina HealthWorks debuts
1+ week, 5+ day ago (110+ words) An employer-provided health insurance option " Carolina HealthWorks'has been authorized for businesses with between two and 50 workers by the N.C. Insurance Department. Forsyth Medical Center received a "B" after being graded at "A" for 13 consecutive reports. Phase II has been on pause since October 2022. "Respondents who worked from home at least one day per week had more biological children from 2021 to early 2025, and planned to have more chi" Bundy also served as chief operating officer for Cape Cod Healthcare. ProKidney Corp. listed Monday $217,000 in revenue during the third quarter " the third time it has reported revenue as a publicly traded compa"...
Liberty General Insurance launches surety business in India - CNBC TV18
1+ week, 6+ day ago (279+ words) The company said it is drawing on the global expertise of Liberty Mutual Insurance's Surety division, which has been active internationally for more than a century. Liberty General Insurance has launched its surety insurance business in India, introducing products aimed at supporting contractors, developers and government agencies in infrastructure-linked projects The launch follows the Insurance Regulatory and Development Authority of India's move to enable surety products as an alternative to bank guarantees.The company said it is drawing on the global expertise of Liberty Mutual Insurance's Surety division, which has been active internationally for more than a century.The new portfolio includes bid bonds, performance bonds, advance payment bonds, retention bonds, warranty bonds and shipbuilding refund guarantees, the last of which the company described as a first-of-its-kind offering in the domestic market.Liberty General Insurance noted that its surety model…...
Best Small Business Insurance Companies of November 2025
2+ week, 4+ day ago (264+ words) 200 years of expertise Policies for 1000s of professions 100% dedicated to small businesses Commercial insurers offer several types of coverage designed to protect small businesses, the self-employed and solopreneurs. This pays for legal costs such as hiring an attorney and any judgments against you and your business.General liability insuranceincludes coverage for damage to reputation such as slander or libel and copyright infringement. Liability insurance pays others, not your own business. It's also known as business liability insurance. This covers a number of business items including computers and workstations, desks and chairs, business records, business inventory and supplies.Commercial property insurancecan also cover a business's office and business building. Commercial property insurance is also called business property insurance. This offers several benefits to employees who are sick or injured because of their jobs. This includes medical care, physical therapy and compensation for…...
WTW’s Alexis Faber Honored as Women to Watch Iconic Leader by Business Insurance
2+ week, 6+ day ago (480+ words) NEW YORK, Nov. 10, 2025 (GLOBE NEWSWIRE) -- WTW (NASDAQ: WTW), a leading global advisory,brokingand solutions company,today announced that Alexis Faber, the company's Chief Operating Officer, has beenhonored asaWomen to WatchIconic Leader byBusiness Insurance.This prestigious awardwas given toa select group ofpastWomen to WatchAwardwinnersin recognition of howtheirleadershipand impacthave helped shape thecommercial insuranceindustry over the past two decades.Faberwon theWomen to Watch Award in 2010. WTW's Alexis Faber Honored as Women to Watch Iconic Leader by Business Insurance NEW YORK, Nov. 10, 2025 (GLOBE NEWSWIRE) -- WTW (NASDAQ: WTW), a leading global advisory, broking and solutions company, today announced that Alexis Faber, the company's Chief Operating Officer, has been honored as a Women to Watch Iconic Leader by Business Insurance. This prestigious award was given to a select group of past Women to Watch Awardwinners in recognition of how their leadership and impact have helped shape…...
'Their Business Is To Pay You As Little As Possible,' Says Joe Rogan. Here's Why He Thinks Insurance Industry Is 'The Craziest Gamble Ever"
3+ week, 5+ hour ago (565+ words) Comedian Joe Rogan is often unrestrained while discussing different societal issues and this time he took aim at the U.S. health insurance industry. Joined by fellow comedian Joe DeRosa, the pair called out what they see as the fundamental problem with health coverage in America: you pay every month, but when you actually need it, you might be out of luck. "Their business is to pay you as little as possible and get you to give them money every month so that maybe if something happens, they'll pay for it. Maybe. But maybe not," Rogan said on his podcast. The discussion was sparked by the recent story of former UFC and Bellator fighter Ben Askren, who developed necrotic pneumonia and needed a double lung transplant at just 40 years old. Despite his serious condition and history as a professional athlete, his insurance…...
SPEAKING IN SUPPORT OF COMPROMISE DEAL TO END GOV SHUTDOWN, CANTWELL HIGHLIGHTS IMPACT OF HIGH HEALTH INSURANCE COSTS ON SMALL BUSINESS
3+ week, 1+ day ago (236+ words) The following information was released by Washington Senator Maria Cantwell: CASE STUDY: the average ACA marketplace premium increase across all 39 WA counties is $1,049/month or $12,590/year; not extending the ACA tax credits will harm small businesses WASHINGTON, D.C. Today, U.S. Senator Maria Cantwell (D-WA), ranking member of the Senate Committee on Commerce, Science, and Transportation and senior member of the Senate Finance Committee, joined her colleagues in imploring Senate Republicans to consider a proposal to reopen the government and extend the ACA premium tax credits by one year. Video of Sen. Cantwell's floor speech is available HERE, and transcript HERE. Last month, Sen. Cantwell released a case study showing the actual, shocking increase in health premiums for a sample middle-class family purchasing health insurance on the ACA marketplace across all 39 WA counties in real dollars: The average increase across all 39 WA counties…...